COVID-19 Financial Help for Your Business
For information related to how UFCU can help your business or information on the SBA Economic Injury Disaster Loan (EIDL) read more.

Make the Right Move

Whatever your business needs, UFCU has you covered. We can help you secure financing for a variety of commercial real estate types, such as:

  • Office buildings (including medical offices)
  • Retail shopping centers
  • Multi-family properties (greater than 5 units)
  • Industrial buildings
  • Student housing
  • Owner-occupied real estate (where owner occupies greater than 50%)
  • Construction loans for the properties listed above

Finance with Confidence

Our loan terms are designed to work for your investment strategy. We offer commercial real estate loans from $1-10 million, including:

  • Financing for up to 75% of property value
  • Up to 10-year terms, with amortizations up to 25 years (30 for multi-family)
  • Customized loan structures to suit your investment parameters
  • Fixed interest rates
  • No prepayment penalties

We can also help with owner-occupied loans starting at $500,000, with:

  • Financing for up to 80% of property value
  • Up to 10-year terms, with a 20-year amortization
  • Up to 15-year terms, with a 15-year amortization
  • Fixed interest rates
  • No prepayment penalties
  • SBA 504 construction loans (up to 90% of approved construction costs)

Keep Lending Local

UFCU’s experienced commercial lending team offers in-house underwriting and servicing—plus the convenience of local decision-making.

Call us at (512) 421-7310 to learn more.