Long-Lived Member and Community Service

“I can’t think of too many people I’ve done business with as long as UFCU. I've had a great experience for 40 years.”

Member Cady C Member Since 1979 Services Plus Checking, Money Market, Mortgage Services Representative Maria S

Anytime, Anywhere Access

“UFCU makes it simple to manage my finances.”

Member Joseph V Member Since 2010 Services Checking, Savings, Online Banking, Mobile Banking, ATM

Finding a Banking Home

“I have finally found a home for all my banking needs.”

Member JoAnna C Member Since 2013 Services Checking, Savings, Credit Card, Auto Loan, Signature Loan

All About Service

“A+ service is at the core of my UFCU membership.”

Member Jim B Member Since 1990 Services Home Equity, Checking

Walking the Talk

“UFCU is an organization that walks the talk, from its executive staff to its newest employees.”

Employee Alexis R Employee Since 2012 Title Learning and Development Specialist

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Online Banking

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Our most popular accounts

Free Checking

When We Say Free, We Really Mean It

$25 to open
$0 monthly fee

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Most Popular Checking

Plus Checking

More Returns for Higher Balances

$2,500 to open
$10 fee if combined month-end balances fall below $2,500

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Regular Savings Account

We Make Saving a Cinch

$5 to open
$0 monthly fee

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Most Popular Savings

Flexible Terms & Unmatched Service

Find a rate that matches your budget

We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms.

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Dan shows off his new car

"I absolutely LOVE my new ride and it would not have been possible without the help of such a fantastic credit union." - Dan

Make Your Move with Us!

Currently renting, looking for your first home or thinking about a larger home? A UFCU mortgage loan is the answer.

Renters

Your mortgage payment could be the same or lower than your rent.

First Time Home Buyers

We have special programs just for you.

Current Homeowners

We can help with your plans for a bigger home.

Learn more

Photo: Keith G stands in front of his UFCU financed home.

University Federal Credit Union
Equal Housing Lender
8303 N MoPac Expy
Austin, TX 78759
NMLS #441215

Austin Business Journal No 1 Mortgage Lender

Complete coverage. Unbiased service.

Need to protect your vehicle or your property? Looking for life or disability insurance? Through UFCU Insurance Services, independent agents can provide impartial, unparalleled service to help you find the policy and the provider that's best for you.

What do you need to insure?

Auto, boat, motorcycle, or RV
Home (owned or rented) or investment property
Wedding or travel to Mexico
Owner-occupied real estate
Commercial Auto
Commercial Property
Worker’s Compensation
General Liability
Antique Auto

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Do you have a special request? Email or call us at (512) 421-8100(512) 421-8100 today!

Photo: Elizabeth P tells us about the savings she achieved on car insurance thanks to UFCU.

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Plan Your Retirement

At UFCU the investment advisors, available through our broker/dealer CUSO Financial Services, L.P.*, can discuss your different options and point out potential risks and opportunities.

401(k) Rollovers^
Traditional and Roth IRAs
Long Term Care
Mutual Funds
Annuities
Term Life Insurance

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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.

^Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.

UFCU representative providing service to a member.

Credit Unions — Local Service. Global Reach.

International Credit Union Day (ICU Day) is October 17. This year, we’re celebrating everything credit unions around the globe do for our Members and communities. Spread the word! Tell a friend to join the credit union movement.

Learn Why Credit Unions Offer Better Service

Make Your Money Work Harder for You

You work hard to earn your money. Now let your money work harder for you. Plus, earn a $50 or $100 Rollover Bonus* when you roll over your IRA or a 401(k) from any other plan or financial institution.

Learn More

Non-deposit investment products and services offered through CFS (Member FINRA/SIPC).

We Empower our members

Upcoming UFCU Events

Oct 18 Oct 18 Whitestone Meet-and-Greet
Whitestone Interactive Financial Center
Oct 22 Oct 22 Understanding Your Credit Score
Teravista Interactive Financial Center
Oct 24 Oct 24 Home Buying
Scofield Interactive Financial Center

See all events

Win the UT Gridiron Giveaway!

Hey, football fans! You could win 2 tickets to watch the Texas Longhorns^® play football at an upcoming home game!

Enter to Win Now!

Two Factor Authentication (content block)

What Is Multi-Factor Authentication?

Multi-factor authentication helps ensure that only you can access your accounts, and helps protect your personal information from fraud and identify theft.

Austin Business Journal's #1 Credit Union 2016-2019

Looking for award winning service? We’re on top of that.

The Austin Business Journal has named UFCU Austin’s top mortgage company and credit union for the fourth consecutive year. Thanks for partnering with us, Austin!

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How can we help?

How can we help?

Long-Lived Member and Community Service

Anytime, Anywhere Access

Finding a Banking Home

All About Service

Walking the Talk