Great Features, No Surprises
We don’t believe in hidden charges, surprise fees, or teaser rates. You can count on us to give you great rates, low fees, and fantastic rewards:
- One APR for purchases and cash advances
- Fee-free balance transfers
- No over-the-limit fees
- Industry-low cash advance fees (1%), return check fees ($20), and late fees ($25 maximum)
- Cash advances for up to 25% of your credit limit
- Convenient account management within UFCU Online Banking
- Choice of designs to personalize your card
- Your choice of cards that offer great rewards and flexible points options to match your budget and lifestyle
Ready to apply? Open a UFCU checking account. (Members must have an active checking account or direct deposit to apply for a credit card.)
Fee-Free Balance Transfers
Get some relief from high interest rates on other credit cards. Transfer your balances to your UFCU credit card — fee-free.
Complete and submit an online balance transfer form, or visit any financial center to learn more.
Find out what Visa Platinum cards have to offer:
Digital Payment Solutions
Simplify the way you shop with your choice of secure digital payment solutions, including Apple PayTM, PayPalTM, or Visa Checkout.
Safe, Secure Spending
With 100% liability protection on any fraudulent activity, you can enjoy total peace of mind.
- Real-time decisions to approve your transactions
- Instant notification if a transaction is deemed risky
- Immediate block on card activity if you tell us a transaction isn’t yours
APR = Annual Percentage Rate
* And up, based on your credit and risk score