Financial Advice

Be a Wise Consumer

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  • Man with laptop
    Be a Wise Consumer

    The Benefits of Online Banking

    Are you still holding on to that checkbook? Times are changing. There are more benefits to online banking that you might realize. Here’s our top 10 list of reasons to go digital when it comes to banking.

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    Be a Wise Consumer

    Social Security 101: The Basics

    Social security: It’s that thing we hear about — and pay into — our entire working careers. But what do you really know about social security? Here’s the 4-1-1 on this longstanding government program.

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  • Man with a dog
    Be a Wise Consumer

    Four Ways Technology Can Improve Your Finances

    Are you benefiting from technology beyond news and entertainment? Learn how you can use technology to improve your finances.

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    Be a Wise Consumer · Buy & Own a Car

    What to Know About Extended Warranties

    Who foots the bill for car repairs once your original vehicle warranty expires? Without an extended warranty, you will.

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  • TransferLimitsItsaGovernmentThing_web_thumbnail_250x250
    Be a Wise Consumer · Manage Your Finances

    Transfer Limits — It’s a Government Thing

    Too many savings account withdrawals can trigger federal government penalty rules. Find out what applies and how to avoid unnecessary penalties.

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  • JointheCreditUnionMovement_web_thumbnail_250x250
    Be a Wise Consumer

    Join the Credit Union Movement

    If you haven’t experienced the credit union advantage, it may be time to join the movement. Give us a call, or stop by your local financial center anytime to chat with a personal financial representative and learn more.

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  • Four Tips for Spring Break Savings
    Be a Wise Consumer

    Four Tips for Thrifty Summer Travel

    Although traveling during summer is ideal for many people, it is unfortunately one of the most expensive times of year to travel. But all is not lost. If you inform yourself and plan ahead, you can still manage to find some pretty good summer vacation deals. Consider these four tips for traveling this summer.

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  • TimetoUpgradetoBiggerCar_web_thumbnail_250x250
    Be a Wise Consumer · Buy & Own a Car

    Is It Time to Upgrade to a Bigger Vehicle?

    Have you outgrown your cute little two-seater or tiny econo-car? Is it time to upgrade your tiny transportation to something larger and more comfortable? Whether you need to make room for a new baby, a big pooch, or your next DIY project, a bigger vehicle might be the answer. Consider these reasons why, and learn what to look for in a larger vehicle.

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  • ThreeWaysNewParentsCanSaveMoney_web_thumbnail_250x250
    Be a Wise Consumer · Invest & Save

    Three Ways New Parents Can Save Money

    When you have a baby, it’s easy for expenses to add up. But not all of the typical baby expenses are necessary. If you’re looking for ways to tighten your budget, consider these three expenses that many new parents might categorize as nonessential.

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  • Be a Wise Consumer · Insure Your Home & Property

    Three Reasons Never to Rent without Renters Insurance

    Renters insurance is an important part of being a responsible renter. Consider these three reasons why you should never rent without renters insurance.

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  • ProsandConsforShoppingonBlackFriday_web_thumbnail_250x250
    Be a Wise Consumer

    Five Reasons for and against Shopping on Black Friday

    Can’t decide whether to go shopping on Black Friday this year? To help out, we’ve compiled a list of pros and cons. Take a look, and then you decide.

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  • CUBetterService_web_thumbnail_250x250
    Be a Wise Consumer

    Why Credit Unions Offer Better Service

    Credit unions are known for great service. Consider these four principles that demonstrate why credit unions are well worth joining.

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  • IncomeBasedRepayment_web_thumbnail_250x250
    Be a Wise Consumer

    Income-Based Repayment Plans: 10 Questions to Guide Your Research

    Learn if you qualify to take advantage of Income-Based Repayment (IBR) plans.

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  • WhyStaycationsAreCoolerThanYouThink(web_thumbnail_250x250)
    Be a Wise Consumer

    Three Reasons to Choose a Staycation

    A staycation offers the luxury of being off of work, without the hassle of having to go anywhere. Read our top three reasons to choose a staycation.

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  • Happy man inspecting car at car dealership
    Be a Wise Consumer

    Be Informed When Leasing a Car

    Leasing a car may be cost-prohibitive for many. But for some, it’s a viable option. Consider these six factors before deciding whether leasing a car is right for you.

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  • Group of people
    Be a Wise Consumer

    Three Credit Union Benefits and the Principles Behind Them

    Ever wonder why credit unions are able to offer great rates and lower fees, personalized service, and emphasize people over profits? Here’s a list of three great credit union benefits and the guiding principles that make them possible.

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  • Four Reasons Everyone Should Join a CU
    Be a Wise Consumer

    Four Practical Reasons to Join a Credit Union

    Credit unions are a great alternative to traditional banks. Here are four practical reasons everyone should join a credit union.

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  • 5 Fun and Frugal Date Ideas
    Be a Wise Consumer

    Five Fun and Frugal Date Ideas

    Interesting in going on a romantic date but worried about the cost? Here are 5 fun and frugal date ideas.

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  • Wrapping up holiday gifts.
    Be a Wise Consumer

    Four Tips for a Stress-Free Holiday

    The holidays are fast approaching, and that means buying gifts and celebrating with loved ones. The quickest way to ruin the holiday spirit, though, is getting into debt from overspending. Luckily, it is possible to shop without going over budget. In the spirit of the holidays, we’re giving you the gift of knowledge. Here are four tips to have a stress free, enjoyable holiday shopping season.

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  • UFCU Members work with a personal financial advisor
    Be a Wise Consumer

    The Benefits of Doing Business with an Organization You Believe In

    Have you ever felt a deep connection with an organization or business? Consider these real benefits of doing business with a company you believe in. Here are four reasons to look beyond a company’s products or services, and also consider connection, trust, community, and commitment.

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