Financial Advice

Buy & Own a Home

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Buy & Own a Home

Buy Successfully in a Sellers’ Market

We’ve all heard the term sellers’ market, but what is it? Take advantage of our top 10 list of tips to help you buy a home, in spite of a market that isn’t leaning your way.

Buy & Own a Home

Finding or Financing? What Comes First?

It’s easy to get excited about shopping for your next home, but without knowing what you can afford, you could waste valuable time and miss out on great opportunities. Getting prequalified for your mortgage can speed your home search and improve your chances that your offer will be accepted.

Buy & Own a Home

Busting the 20% Down Myth

It’s no longer a hard and fast rule that you need to save 20% before you can buy a home. In today’s mortgage environment, you can buy a home with as little as 3% down.

Buy & Own a Home

Five Design Ideas For Central Texas Backyards

With around 230 sunny days a year, outdoor living is a way of life in Central Texas. That’s why Central Texas homeowners never dream small when it comes to our backyards.

Buy & Own a Home

Five Family Nights to Love in Your New Home

When you open the door to your new family home, you open the door to a new era of family memories. That means countless living room laughs, fun-filled birthday parties, and of course, unforgettable evenings with your favorite people. ​

Buy & Own a Home

Qualifying for Special Home Loans

Did you know there are special loan programs just for veterans and community heroes? These special loan programs can provide significant savings for qualified applicants.

Buy & Own a Home

Five Themes for the Spare Bedroom of Your Dreams

While that spare room offers a blank canvas for entertainment and rejuvenation, it’s also a ripe opportunity to roll in some extra dough.

Buy & Own a Home

Four Crucial Questions to Ask Before Buying a Home

Ask yourself these four crucial questions before you commit to buying a home.

Buy & Own a Home

Why First-Time Home Buyers Need an Agent

Hiring a real estate agent is a very wise decision for first-time home buyers. Consider these five reasons why.

Buy & Own a Home

Making Home Ownership a Reality

UFCU staff and referral partners worked together to help 2,993 Members buy or refinance a home in 2016. Learn why the Austin Business Journal has named UFCU Mortgage Services the largest mortgage lender in Austin for two consecutive years now.