Financial Advice

Buy & Own a Home

TOPICS

  • A basic set of tools will help you deal with what comes your way on your new property.
    Buy & Own a Home

    Ten Tools for First-Time Home Buyers

    Do you have a list of projects you want to tackle in your new home? Here are the basic tools you’ll need to get the job done.

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  • Learning about buying a home while enjoying some coffee
    12 Benefits of Owning a Home · Buy & Own a Home

    Don’t Assume You Can’t Afford to Buy

    Owning your own home might feel like a “someday” dream, but what if the smartest time to buy is today?

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  • Green apples in a bowl
    12 Benefits of Owning a Home · Buy & Own a Home

    Some Things in Life are Free

    Instead of paying rent every month, you can put down roots and enjoy the future payoff.

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  • Buttering toast in a kitchen
    12 Benefits of Owning a Home · Buy & Own a Home

    Outsmart Rent Increases for Good

    Renting is a commitment to paying more and more in housing costs each year, as inflation and growth drive rents higher.

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  • Father and son research home buying.
    12 Benefits of Owning a Home · Buy & Own a Home

    Get Homegrown Wisdom Before Buying Your First Home

    You know those moments—the ones when you realize that your parents were right? Make them work in your favor when you’re considering buying your first home.

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  • A couple uses a tablet in their kitchen to research homes for sale.
    12 Benefits of Owning a Home · Buy & Own a Home

    Owning a Home Pays at Tax Time

    When you buy a home, the mortgage interest you do pay is tax-deductible. So are your property taxes. Mortgage insurance can even be a tax deduction, if you qualify.

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  • Friends sitting on a patio and chatting
    12 Benefits of Owning a Home · Buy & Own a Home

    Stop Paying Rent. Start Paying Yourself.

    In 2015, home values increased by an average of 10% in the Austin market—meaning homebuyers saw an average 10% return on their investment in only one year.

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  • Couple thinking about their dream home
    12 Benefits of Owning a Home · Buy & Own a Home

    It’s a Great Year to Buy a House

    You might be surprised at how affordable mortgage payments can be at current rates—they may even be comparable to the rent you’re paying now.

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  • Home
    Buy & Own a Home

    Four Crucial Questions to Ask Before Buying a Home

    Are you planning on buying a home soon? Stop! Ask yourself these four questions first to see if you’re ready.

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  • Buy & Own a Home

    Buying vs. Renting

    This video discusses several important factors to consider when choosing which option is right for you.

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  • Buy & Own a Home

    Buyer Beware

    Purchasing can put you on the radar for unwanted solicitations. Learn about the most common solicitation types and what you should do about them.

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  • Buy & Own a Home

    Understanding Appraisals

    Before investing in an appraisal, you'll want to use your option period to complete all property inspections to your satisfaction. Then, your real estate agent will give us the go-ahead to order an appraisal.

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  • Buy & Own a Home

    Home Equity Loan Basics

    Determining whether it’s best to refinance or to obtain a home equity loan is very complicated and depends on many factors. Let us guide you through what to consider and why.

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  • Buy & Own a Home

    Refinancing Your Mortgage

    Refinancing is paying off your existing mortgage with a brand new mortgage. Why and when should you refinance your home—or hold off until a better time? We’ll help you decide.

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  • Buy & Own a Home

    Handling ARM Rate Increases

    If you, like many others, are struggling with monthly payments on an Adjustable Rate Mortgage that has re-set to a higher rate, there are options you can take to alleviate the pain.

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  • Buy & Own a Home

    Managing Adjustable Rate Mortgages

    If you are a homeowner with an adjustable-rate mortgage, you may be worried about your finances every time interest rates rise. Know how ARMs work, and you can plan for future payment increases.

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  • Buy & Own a Home

    Investing in Land

    Whether a neighborhood lot, country acreage or lakeside tract for weekend getaways, investing in land can bring years of enjoyment and be a valuable addition to your investment portfolio.

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  • Buy & Own a Home

    What is Mortgage Insurance?

    Many homebuyers confuse mortgage insurance and mortgage life insurance. Mortgage insurance protects the lender from the additional risk associated with low-down-payment loans.

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  • Buy & Own a Home

    What is Title Insurance?

    If this is the first time you’ve bought a home, you may be wondering what title insurance is, and if you really need it. We’ll break it down so you can make an informed decision.

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  • Buy & Own a Home

    Getting a Mortgage Approval

    Get some guidance on the mortgage application process, including the lowdown on what information you’ll need for the application and what conditions apply to certain requirements.

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