Financial Advice

Manage Your Finances

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Establish Your Finances

Manage Your Finances

Understand Your Credit

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Buy & Own a Home

Insure Your Home & Property

Invest & Save

Be a Wise Consumer

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Conquer Financial Challenges

Manage Your Finances

Mobile Banking — Fast, Convenient, and Secure

With mobile banking, you can securely manage your money right from your smartphone or tablet with a quick tap of your finger.

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Be a Wise Consumer · Manage Your Finances

What COVID-19 Means for Your College Financial Aid

COVID-19 is changing much in our lives, including planning for college expenses. Here are some ways to prepare.

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Invest & Save · Manage Your Finances

Four Tips for Adapting to an Empty Nest

In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments.

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Be a Wise Consumer · Manage Your Finances

Shared Branches: Another Credit Union Benefit

Picture this scenario. You are traveling out of state when the car breaks down in an unfamiliar town. Worse yet, the credit card processor at the mechanic shop is on the blink and you are short on cash. If you are a UFCU Member, the shared branch network may be your lifeline to the cash you need.

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Manage Your Finances

Transferring Funds

Especially when finances are tight, it’s important to know just how you can transfer money quickly to friends, family, or even colleagues. Consider these five ways to send money should the need arise.

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Manage Your Finances

Should I Skip a Loan Payment?

When finances are tight, and they are for a great many people these days, skipped or deferred payment plans might give you some welcome breathing room. But what really happens when you skip (or defer) payment on your loan? Here’s what you need to know.

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Manage Your Finances

Understanding Payday Loans and Three Better Options

Some people consider taking out a payday loan when they need cash fast, but think twice. Payday loans are the most expensive way to borrow money, and they can trap you in a cycle of debt. Learn how they work, and get three better options.

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Manage Your Finances

What’s the Best Option: Cash, Debit, or Credit?

Making a conscientious decision about when to us cash or debit versus credit should be an intentional part of your financial strategy. Here are some reasons why.

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Be a Wise Consumer · Manage Your Finances

Planning a Trip? Prepare First!

Get our checklist of these top five to dos before you hit the road, and make it the best vacation ever.

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Manage Your Finances

Three Tips to Conquer Irregular Expenses

Do you struggle to come up with the cash to pay for your insurance premiums, taxes, or other periodic expenses? If so, you’re not alone. When you pay for something only once or twice a year, it’s more challenging to budget for it successfully. But a little planning can go a long way. Follow these three easy tips to make paying for periodic expenses easier.

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Manage Your Finances

Three Tips to Skip Living Paycheck to Paycheck

Many workers feel their earnings barely stretch to their next paycheck, but there are ways to make your income last longer.

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Invest & Save · Manage Your Finances

Four Easy Ways to Save Money

Have you mastered the skill of saving money? Consider these four tips for building up your savings.

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Be a Wise Consumer · Manage Your Finances

Transfer Limits — It’s a Government Thing

Too many savings account withdrawals can trigger federal government penalty rules. Find out what applies and how to avoid unnecessary penalties.

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Manage Your Finances

Three Steps to Less College Debt

Many college students take on significant debt in the form of student loans, consumer loans, or credit card debt. With a little planning and a proper budget, however, you can get through college with little debt, and possibly even some savings. Consider these steps for putting yourself on a path toward more savings, less debt, and better overall financial health.

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Manage Your Finances

Three Financial Strategies for Every Grad

It can be difficult for new college graduates to determine just how to prioritize their financial goals. Even though individual life circumstances are different for everyone, all grads would benefit from employing these three financial strategies as they embark on their journeys toward adulthood and financial independence.

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Manage Your Finances

Five Tips for Making Your Budget Stick

Consider these five tips financial experts rely on to stay true to their budgets, including relying on cash more often, saving money at the beginning of the month instead of the end, and trying a savings challenge.

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Manage Your Finances

SBA Loans: Four Facts You Should Know

If you haven’t given SBA loans the respect they deserve, now might be the time to reconsider. With multiple loan programs, competitive interest rates and long-term payouts, SBA loans can be an attractive option for business owners.

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Manage Your Finances

Six Financial Tips to Start the Year Off Right

Are you on track to achieve your financial goals in 2018? Here are 6 tips to help you stay on course.

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Manage Your Finances

Start the New Year with a New Budget

Think of your budget as a window through which you can better see your monthly spending. Here are three easy steps to creating a comprehensive budget.

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Manage Your Finances

The Benefits of Multiple Savings Accounts

Learn four ways having multiple savings accounts can help you stay organized and can even make it easier to reach your savings goals as you’ll lessen temptation and earn more with interest.

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