Financial Advice

Manage Your Finances

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Establish Your Finances

Manage Your Finances

Understand Your Credit

Buy & Own a Car

Buy & Own a Home

Insure Your Home & Property

Invest & Save

Be a Wise Consumer

Prioritize Your Security

Conquer Financial Challenges

Manage Your Finances

Navigate Financial Stress

Financial stress impacts everyone. It doesn’t have an income or age limit, and we all go through it at some point in our lives. Fortunately, there are strategies to help prevent and reduce financial stress.

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Manage Your Finances

Control Spending

No matter your current financial situation, spending your money wisely makes sense. Being intentional about your money helps you use it on things that really matter to you. Follow these simple tips to set up and stick with your budget.

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Manage Your Finances

Managing Daily Finances Together — Is a Joint Account Right for You?

How do individual and joint bank accounts differ? Many people consider getting joint checking or savings accounts for shared expenses. Joint accounts have advantages, but there are also down sides. Learn the pros and cons of each before you decide what’s right for you.

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Manage Your Finances

Build Your Budget Back-Up Plan

Any time potential financial hardships could be on the horizon, it’s good to think ahead and consider how you might approach contingency planning should you have to weather tougher storms. Consider these five steps to contingency planning for your budget.

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Manage Your Finances

Avoid Holiday Delays — Manage Your Money in Every Season

Official holidays can mean a day off for your financial institution, so be sure to add getting your banking done early to your list of holiday preparations. Get tips for managing your finances in every season.

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Manage Your Finances

Our Representatives Are Standing By — UFCU Your Way

While you can almost always manage your finances achieve most of your banking needs remotely, sometimes you need to talk to a representative. Learn the circumstances under which a phone call is your best bet.

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Manage Your Finances

Get a Little Face Time — UFCU Your Way

There are only a few transactions that require in-person service, but we get it. Sometimes you need a little face time. Learn how to manage your finances in person with UFCU drive-thru service, curbside service, ATMs, or lobby appointments.

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Manage Your Finances

Dial Down Your Wait Time — UFCU Your Way

Learn how to use UFCU automated Phone Banking to manage your everyday banking with a touch of a button, no internet or data plan needed. Phone Banking lets you take care of banking from a landline or mobile phone 24/7.

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Manage Your Finances

From Desk to Done — UFCU Your Way

Whether you have a spare five minutes while working at your laptop or just a moment at your computer, Online Banking is an easy, convenient, and safe way to get your banking done, whenever your money is on your mind.

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Manage Your Finances

On the Move — UFCU Your Way

Learn about the convenience mobile banking provides and how you can get started. It’s quick, easy and gives you access to your money anytime, anywhere.

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Manage Your Finances

UFCU Your Way — Whenever Your Money Is On Your Mind

Learn all the ways to manage your money at UFCU, including Mobile Banking, Online Banking, automated Phone Banking, drive-thru service, curbside service, ATMs, lobby appointments, or talking by phone with a Member Services representative.

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Manage Your Finances

Mobile Banking — Fast, Convenient, and Secure

With mobile banking, you can securely manage your money right from your smartphone or tablet with a quick tap of your finger.

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Be a Wise Consumer · Manage Your Finances

What COVID-19 Means for Your College Financial Aid

COVID-19 is changing much in our lives, including planning for college expenses. Here are some ways to prepare.

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Invest & Save · Manage Your Finances

Four Tips for Adapting to an Empty Nest

In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments.

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Be a Wise Consumer · Manage Your Finances

Shared Branches: Another Credit Union Benefit

Picture this scenario. You are traveling out of state when the car breaks down in an unfamiliar town. Worse yet, the credit card processor at the mechanic shop is on the blink and you are short on cash. If you are a UFCU Member, the shared branch network may be your lifeline to the cash you need.

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Manage Your Finances

Transferring Funds

Especially when finances are tight, it’s important to know just how you can transfer money quickly to friends, family, or even colleagues. Consider these five ways to send money should the need arise.

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Manage Your Finances

Should I Skip a Loan Payment?

When finances are tight, and they are for a great many people these days, skipped or deferred payment plans might give you some welcome breathing room. But what really happens when you skip (or defer) payment on your loan? Here’s what you need to know.

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Manage Your Finances

Understanding Payday Loans and Three Better Options

Some people consider taking out a payday loan when they need cash fast, but think twice. Payday loans are the most expensive way to borrow money, and they can trap you in a cycle of debt. Learn how they work, and get three better options.

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Manage Your Finances

What’s the Best Option: Cash, Debit, or Credit?

Making a conscientious decision about when to us cash or debit versus credit should be an intentional part of your financial strategy. Here are some reasons why.

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Be a Wise Consumer · Manage Your Finances

Planning a Trip? Prepare First!

Get our checklist of these top five to dos before you hit the road, and make it the best vacation ever.

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