Financial Advice

Prioritize Your Security

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Your Security Is Our Top Priority

You should expect convenient and reliable products and services from every financial institution you work with, whether it’s a bank, a credit union, or a credit card company. Whether you're shopping online, at your favorite brick and mortar retailer, or abroad, we're looking out for you and your finances. At UFCU, account security is serious business. We use enhanced security technology and advanced data encryption to ensure the safety of every account and every transaction. Our staff maintains an enterprise-wide information security program and our network is protected with best-in-class tools, standards, and protocols. However, cybersecurity is everyone’s responsibility.

Need to Report Theft or Fraud?

Any concern you might have about your privacy, security, theft, or fraud is worth the time it takes to make a phone call. Failing to take action to protect your personal accounts and information could have devastating effects.

To chat with a representative, report potential fraud, or notify us about a lost or stolen card, visit any financial center or contact Member Services at (512) 467-8080 or (800) 252-8311.

The UFCU Asset Protection Team and Information Security Officer are always ready to help. If you have questions or concerns about cybersecurity, call us anytime.

Guard Against Fraud

Credit cards are a popular target for criminal activity, and debit card thieves have made headlines by stealing PIN codes directly from retailers. Remember — the rule of thumb is to protect your credit and debit cards as if they were cash. Take simple steps to safeguard yourself from fraudulent activity:

  • Check your accounts online every day for unauthorized activity.
  • Contact your financial institution immediately to report any unauthorized activity.
  • When using your credit or debit card online, only patronize merchants that use secure websites for processing credit card transactions.
  • Play it safe and avoid PIN-based retail transactions, especially at gas pumps. Rather than using the PIN pad, ask to sign a receipt instead, or select “Credit” at automated point of sale terminals.
  • Never write your PIN on your card.
  • Always destroy or shred expired cards, receipts with card numbers, card statements, and credit card offers. Never respond to unsolicited requests for your credit or debit card number. When in doubt, call the number on the back of your card.

Enjoy Safe, Secure Spending

With the latest chip-enabled technology and 100% liability protection on any fraudulent activity, you can enjoy total peace of mind when you use your UFCU credit or debit card:

  • Your card’s chip contains information that is used only to process your transactions at a retailer or ATM. None of your personal UFCU information is encoded on the chip.
  • Your debit card comes with CardKeeper™, which gives you the ultimate control anywhere, anytime through Mobile Banking. You can lock your card to disable transactions and re-enable it when the time is right.
  • You can register to receive real-time alerts with Visa Purchase Alerts  and Online Banking so you always know where your money is.

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