Financial Advice

Understand Your Credit

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Understand Your Credit

A Closer Look at Credit

Used wisely, credit can be an excellent tool for helping you achieve your financial goals. To help put you on that path, we’ve collected some of the questions our representatives are asked most often, along with the answers.

Conquer Financial Challenges

Four Steps to Avoid the Payday Loan Trap

If ever you find yourself in a difficult financial situation, you might be tempted to take out a payday loan. But this is most likely not your best option. Consider these four tips to avoid the payday loan trap.

Understand Your Credit

Credit 101: Ways to Borrow Money

Have you ever wondered about the differences between credit cards, lines of credit, and personal loans? Discover the pros and cons of each of these ways to gain cash.

Understand Your Credit

How to Raise Your Credit Score in Three Easy Steps

If you take the time to monitor your accounts, pay off your debt, and be timely about paying your bills, you can prove that you are credit-worthy over time.

Understand Your Credit

Improve Your Finances with a Personal Loan

Learn how a personal loan could be a great tool to help you improve your finances, whether you’re raising your credit rating, paying off debt, or trying to reach the next phase in your financial journey.

Understand Your Credit

The Benefits and Challenges of Credit Cards

Getting a credit card is an important decision that can significantly impact your overall credit health. Consider these reasons for and against before you make your final decision.

Understand Your Credit

UFCU Now Offers Business Loans

If you’re confused about auto insurance (liability minimums, maximums, or terminology in general) this article is for you.

Understand Your Credit

Five Tips for Improving Your Credit Score

Almost everyone has a credit card, but if you’re not using them wisely, you might be doing more harm than good. Are you using your credit cards wisely? These five tips are essential if you’re looking to improve your credit score or maintain good credit.

Understand Your Credit

What You Need to Know About Credit Scores

Bill Berglund, UFCU's Manager of Consumer Underwriting, visits KXAN's Studio 512 to discuss the basics of credit scores, what they impact, and how to improve yours.

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Understand Your Credit

Do You Check Your “Specialty” Consumer Reports Annually?

When guarding your credit score, you need to consider more than just the standard credit report.

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