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At UFCU, we believe your money should work for you. Our competitive rates and low fees allow you to make the most of every dollar.*
Effective Date: October 1, 2012
Effective Date: July 1, 2020
Effective Date: July 1, 2012
Effective Date: March 15, 2019
*For terms longer than 66 months, you may qualify for a rate reduction of 1.5% based on a loan-to-value ratio that is less than 100%.
Rate discounts do not apply to current UFCU loans.
These rates do not apply to loans of $100,000 or more. For loan amounts of $100,000 or more, please call (512) 498-CARS (2277) for current rates and terms.
Term restrictions may apply.
Monthly Payment Per $1,000 Borrowed
(Assuming good credit)
3% over the stated dividend rate of the instrument securing the loan.
Monthly payment per $1,000 borrowed: $22.70.
Minimum loan amounts may apply.
4% over the current stated secured loan rate based on term and score.
Please note that rates and fees are subject to change without notice.
Last updated: July 6, 2020 10:00 AM CT
Fees subject to change
Fees could reduce earnings on account.
APY = Annual Percentage Yield
APR = Annual Percentage Rate
* UFCU complies with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Deposits at UFCU are federally insured by the National Credit Union Administration. Please be aware that rates are subject to change without notice. Dividends are based on UFCU's earnings and cannot be guaranteed. We may impose a penalty for early withdrawal of certificate of deposits.
** Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.
† Available at our Mueller location.